A series of articles discussing ERM and the role of ERM in the financial crisis published in the January 2009 issue of Emphasis Magazine. Articles available are: "Financial Crisis: Time to Improve ERM" by Prakash Shimpi "What's Your Risk Appetite?" by David Dean and Andrew Giffin "Preparing Economic Capital for Decision Making" by David Dullaway, Joe Lebens and Mark Scanlon © 2009 Towers Perrin. These articles were first published in the 2009/1 issue of Towers Perrin's Emphasis magazine. #EnterpriseRiskManagement