Profile

Mr. Dwight Garner

Risk Manager,
NextEra Energy, Inc.

Contact Details

Juno Beach, FL
United States

Bio

Risk Manager Executive: DWIGHT E. GARNER, MBA, CPCU, BA, ARM, 2-15, 2-20 
6190 NW 41st Drive • Coral Springs, Florida 33067
Residence: (954) 907-6113 • Cell: (954) 907-6113
Address: Dgarner251@gmail.com 

Risk Management Executive

A highly experienced risk manager with a successful track record of minimizing risk for business operations.

Instrumental problem-solver with advanced knowledge in enterprise risk management, loss prevention, risk control programs, workers' compensation management, employment issues, human resources collaboration, and health care clinical operations. Intuitive at identifying potential risks for clients and reducing financial costs of doing business. Adept communicator with the ability to manage critical negotiations with clients and companies. Strategic at developing innovative solutions and improvement to business processes.

AREAS OF EXPERTISE

?         Risk Retention & Mitigation

?         Project Management

?         Actuarial Modelling

?         Multi-State Permitted

?         Return to Work Programs

?         Root-case Analysis

?         Captive Program Dissolution

?         Audit & Compliance

?         Reserves & Large Loss Mgmt.

?         Vendor and Client Relations

?         Loss Sensitive Programs

?         Lean Six Sigma

ACCOMPLISHMENTS

  • Enhanced franchise insurance programs to include over 75% of the network, reducing costs by 5-10% per year.
  • Co-developed an internal cost allocation model that led to equal distribution of insurance costs for franchisees, significantly reducing company risk.  
  • Founded the Risk Revenue Center, generating income of $50-60k annually.

PROFESSIONAL EXPERIENCE

Caring Brands International & Interim Healthcare, Inc., Sunrise, FL                                     2007 – Present

Vice-President of Insurance Programs

Oversees all processes involving oversight, management, negotiations, and procurement for franchise insurance programs and services. Communicates with Chief Financial Operation Officer on daily status reports. Guided TPA and Broker relationships.

  • Decrease spending on Medical Professional Malpractice and Workers Compensation reserves by 5%.
  • Produced cost-effective renewal of all insurance coverages generating an 8% reduction equal to $250k.
  • Brokered insurance for over 110 companies with $280M net revenue.

MasTec, Inc., Coral Gables, FL                                                                                   2005 – 2007

Director of Risk Management and Loss Prevention

Facilitated risk and loss prevention management for 31 nationwide divisions. Supervised five Service Lines Risk Management and Safety. Directed all insurance programs and budgeting for corporations.

  • Lessened Letters of Collateral Credit by $10 million.
  • Reduced corporate insurance in the first year by $600,000.
  • Yielded Cash Collateral savings by $1.5 million.
  • Eliminated Domestic Captive generating an extra $1 million.
  • Designed lucrative NCCI actuary project producing $800,000 in savings.
  • Overhauled Bank Line of Credit system leading reducing costs by $14 Million.

EDUCATION

Master of Business Administration and Accounting

University of Phoenix

Bachelor of Science in Political Economics

University of California, Berkeley

LICENSES & CERTIFICATIONS

                                  Charter Property Casualty Underwriter Designation (CPCU)

Associate Risk Management Designation (ARM)

 

Supervisory Management Program Designation (SM)

 

General Line Property and Casualty (2-20)

 

Life, Variable Annuity & Health (2-15)

AFFILIATIONS

Broward County RIMS Chapter

Florida Gold Coast CPCU Chapter

Treasurer Board of Director for IAS, Inc

 

Education

University of Pheonix
Fort Lauderdale, Florida
MBA - Accounting

University of Berkeley
Berkeley, California, California, United States
Political Economics
Business