Grover Edie, MBA, FCAS, MAAA, CERA, CPCU, ARM, ARP is currently a consultant with Huggins Actuarial Services, Inc. Prior to his current position, he was a Chief Risk Officer at two insurance organizations. He also was a Vice President and Chief Actuary for nearly 35 years, having served in that capacity at Erie Insurance, John Deere Insurance, GM/GMACI and Michigan Millers Mutual Insurance. He currently in involved with Economic Capital Modeling as well as the "usual" actuarial activities. He has been a part of at least six turnarounds in his career.